MBNA MEMORIAL PROTECTION PROGRAM

MBNA's Memorial Protection Program provides members with the ability to offer their customers considerable peace of mind.  The cost of initial enrollment in this extremely valuable member benefit is $350.00 and includes 100 certificates.  To enroll in the program, please contact MBNA Headquarters at 800-233-4472 or click here to fill out the appropriate form.

ELIGIBILITY

• Participants must be MBNA Retailer Members in good standing and must maintain membership
  from the time the certificate is offered to a customer to the time a claim is made under the program in order for the claim to be settled under the terms of the trust.
• Participants may not sell the certificates to their customers. They provide the certificate of coverage to their customers when the monument is set.
• Certificates may be offered on selected sales. It is not required that all sales be provided with a certificate.

COVERAGE

• Coverage is offered for an act of vandalism or theft that damages or otherwise causes a monument to require replacement or repair. It is also offered for natural defects such as cracking or flaking which damages or otherwise causes a monument to need replacement.
• Coverage is not offered for loss arising from ceramic or porcelain photographs, stained glass or foundations, discoloration, acts of God, damage caused by cemetery personnel, vases, lights or similar adornments.
• There is a $100 deductible fee for each occurrence that is paid by the MBNA Member – not the customer.
• Certificates are valid for 10 years from the date of installation of the monument.
• The limit of coverage for any one claim is $10,000, in connection with any form or type of eligible restoration or replacement work.

PARTICIPATION

• Certificates are purchased at the rate of $350 USD per 100 certificates and may be distributed to customers during the period of July 1 and June 30 of the current program year. Any unused certificates expire on June 30 of the program year.
• Members may purchase additional sets of 100 certificates at anytime during the period, but these also expire on June 30, 2009.
• Subsequent year certificates purchases are dependent upon continued membership in MBNA.
• Certificates are activated upon receipt by MBNA.

Certificates are activated upon receipt by MBNA and remain in effect for the first ten years after installation provided the Retailer maintains continuous membership in MBNA.